This or That?
Free financial calculators for every big money decision. No opinions. Just math.
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Pay Off Mortgage or Invest
Should you pay down your house or put extra cash in the market?
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🔑Rent or Buy
Find out when buying beats renting in your market.
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🏖️Retire Early or Work Longer
How much do you actually need to walk away?
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📈Start Now or Start Later
See how much waiting 5 years really costs you.
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⚖️Roth IRA or Traditional IRA
Pay taxes now or later? Run the numbers.
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🔄Convert to Roth or Stay Traditional
Model the tax hit and long-term benefit.
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❄️Avalanche or Snowball
Which debt payoff strategy saves you more?
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🎓Pay Off Loans or Invest
Student debt or compound growth? Find out.
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💎Hold RSUs or Sell & Diversify
Estimate the tax impact and concentration risk.
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🏡Stretch Budget or Buy Less
How much house can you actually afford?
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📋W-2 Job or Go Freelance
Compare take-home pay after self-employment tax.
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🛟3 Months or 6 Months
How big should your emergency fund really be?
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🏦I Bonds or HYSA vs T-Bills
Compare safe-haven yields and lock-up periods.
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🧓Claim at 62 or Wait Until 70
Find the Social Security break-even age.
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✈️City A or City B
Compare cost of living and real purchasing power.